5 Essential Mutual Fund Statements Every Investor Investing Through NJ Mutual EWS Account Wishes He Could Have

The NJ Mutual Fund EWS (Electronic Wealth System) platform has revolutionized the way investors manage their mutual fund portfolios.
With easy access to multiple schemes, seamless transactions, and consolidated views, EWS makes investing simple and efficient.
However, serious investors still wish they had access to a few more powerful statements that would make tracking, analyzing, and managing investments even smoother.

In this blog post, let’s explore the five essential mutual fund statements every NJ Mutual Fund EWS investor wishes they could easily access to make their investing journey smarter and more effective.

---

1. Comprehensive Consolidated Account Statement (CAS)

A Consolidated Account Statement (CAS) would provide investors a single view of all their mutual fund holdings across different AMCs, showing:

• Scheme names, folio numbers, purchase NAVs, and units

• Current value and investment growth

• Transaction history across different funds

Though NJ EWS allows individual tracking, an automatic CAS would save time and offer a full portfolio snapshot at once.

Why Investors Want It:

• To monitor total mutual fund wealth effortlessly

• To track performance without checking each scheme separately

• For easy reporting during financial planning or loan applications

---

2. Capital Gain and Tax Statement

Tax season can be stressful without a clear summary of your realized gains and dividend incomes.
A Capital Gain and Tax Statement would compile:

• Short-term and long-term capital gains

• Dividend earnings

• Tax deducted at source (TDS) details

An automatically generated tax statement from EWS would greatly simplify tax filing.

Why Investors Want It:

• Helps in accurate and hassle-free income tax returns

• Saves time in collecting information from multiple sources

• Reduces chances of missing any taxable income

---

3. Detailed Portfolio Performance Report

More investors today want deeper insights into how their money is working.
A Portfolio Performance Report would offer:

• CAGR, XIRR, and absolute returns

• Performance comparison against benchmarks

• Risk metrics like standard deviation and beta

• Sector and asset allocation breakdown

Such a report would help in identifying high-performing funds and rebalancing portfolios effectively.

Why Investors Want It:

• To analyze returns and optimize portfolio allocation

• To track underperforming funds and take action

• To make better, informed investment decisions

---

4. SIP Tracker Statement

For investors with multiple SIPs, managing them without a dedicated view can be tricky.
A SIP Tracker Statement would show:

• List of active, paused, and completed SIPs

• Installment dates, amounts, and cumulative investments

• Current value and returns generated via SIPs

This would make it easier for investors to stay committed to their long-term investing plans.

Why Investors Want It:

• To monitor SIP health and progress

• To manage cash flow and plan future SIPs

• To ensure disciplined, goal-based investing

---

5. Transaction Summary Statement

Finally, a Transaction Summary Statement would record:

• All purchases, redemptions, switches, and dividends received

• Date, amount, and scheme-wise transaction details

• Status of each transaction (pending, successful, rejected)

Instead of checking transactions scheme-by-scheme, investors wish they could view everything neatly summarized.

Why Investors Want It:

• To verify if all transactions have been processed correctly

• To track the movement of investments over time

• To maintain transparent investment records for personal audits

---

Final Thoughts

NJ Mutual Fund’s EWS platform has already made mutual fund investing easier, but introducing easy access to these five essential statements would make it even more powerful.
By providing a Consolidated Account Statement, Capital Gain Statement, Portfolio Performance Report, SIP Tracker, and Transaction Summary, NJ Mutual could significantly enhance the investor experience.

Until then, investors can use a combination of EWS features, registrar reports (like CAMS/KFintech), and manual tracking to stay informed.

An informed investor is a successful investor. Keep tracking, keep growing! 🚀

---

Suggested Meta Description

"Discover the 5 essential mutual fund statements every NJ Mutual Fund EWS investor wishes for, to simplify portfolio tracking, tax planning, SIP management, and investment analysis."