2 Essential Mutual Fund Statements Every Investor Must Know About

When it comes to building long-term wealth, mutual funds are a preferred choice for many investors.
However, smart investing isn’t just about choosing the right funds — it’s equally important to track and manage your investments effectively.
One of the simplest ways to stay informed is by regularly reviewing certain key mutual fund statements.

In this post, we'll cover the two essential mutual fund statements that every investor should know about and why they are so important.

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1. Account Statement

The mutual fund account statement acts as a detailed ledger of your investment journey.
It contains vital information such as:

• Folio number and personal details

• Mutual fund scheme names

• Units purchased and redeemed

• Purchase NAV (Net Asset Value) and current NAV

• Portfolio value as of the latest date

By regularly reviewing your account statement, you can monitor the performance of your investments, verify all transactions, and catch any errors early.

Why the Account Statement Matters:

• Helps track investment growth over time

• Ensures accuracy of purchases, redemptions, and SIPs

• Useful for financial planning, audits, and loan applications

Tip: Make it a habit to check your account statement monthly or at least quarterly.

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2. Capital Gain Statement

Whenever you sell (redeem) your mutual fund units, you may realize a capital gain or loss.
The capital gain statement details:

• Short-Term Capital Gains (STCG) and their applicable tax

• Long-Term Capital Gains (LTCG) and exemptions (if any)

• Tax Deducted at Source (TDS) information

This statement is critical for tax planning, as it helps you correctly report your gains while filing your income tax returns.

Why the Capital Gain Statement Matters:

• Essential for accurate tax filing

• Helps avoid penalties or mistakes in reporting income

• Assists in tax-saving strategies by tracking realized gains

Tip: Always collect your capital gain statement before the tax season to simplify your filing process.

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Final Thoughts

Investing in mutual funds is a journey — and staying informed is key to success.
By consistently reviewing your account statement and capital gain statement, you empower yourself to make better investment decisions, avoid costly mistakes, and stay on top of your financial goals.

Remember: The more you track, the better you grow. 📈

Stay updated, stay invested!

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